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Can I have a PPO Dental Insurance and buy an HMO dental insurance to cover remaining expenses?
My job offers a PPO dental insurance plan through Blue Cross Blue Shield Not sure which . Anyhow, I was told by a dentist once that if I have PPO dental through my employer I could purchase an HMO plan separate from my employer and as long as the dentist takes both it should pretty much cover any expenses over which the PPO itself wouldn't cover. Does anyone know if this is true and could anyone recommend insurance plans that this is compatible with? Thanks.

Has anyone ever used HMO dental Insurance of any kind, where the dentist has not tried to sell you the farm?